Christmas Shopping on a Budget

Now that Starbucks has brought back the pumpkin spice latte, it’s only a matter of time before you have to pick up your Christmas tree and start shopping for your loved ones. Like every other year, your Christmas list is probably much longer this year than it was last year (aren’t your friends done having babies yet?). This year you can make a budget for the holiday season that won’t break the bank or cause you any undue stress.

Make a List

Know ahead of time who you are buying for. This makes shopping easier and far less stressful. When you know you will be buying gifts for only the kids or just the immediate family or just for parents this year, you will have an easier time sticking to your budget when shopping.

Make a Budget

Now that you know exactly who you have to buy for, make a budget. Perhaps you can only afford to spend $25 each on your nieces and nephews. If that’s the case, stick to it. One way to make shopping for each kid easier is to buy envelopes and place the names of each child on each envelope. Stick the amount of cash you are spending on each kid into each envelope and go shopping. When an envelope is empty, you’ve spent what you can on that kid and now you’re done shopping for that kid.

Shop Early

Start shopping in October and try to finish before December arrives. Perhaps budgeting a certain amount each week for holiday spending and then making a habit of ordering or picking up gifts at that time to save.

Consolidate

If you want to buy something from one store online, see if you can purchase anything else for someone on your list at that store also. Many stores offer free shipping if you spend a certain dollar amount, which means you will get more for your money.

Add Comment

Banking Budgeting Credit Cards Insurance Investing
working
Financial Changes You Can Make Today to See Big Changes Immediately
cleaning
Start A Foreclosure Cleaning Business to Make Extra Cash
tiny house
The Downside of Deciding to Live in A Tiny House
kids and parents
What Your Kids Really Need to See From You: An Actual Guide That is Not Bogus
perfect parents
20 Financial Mistakes New Parents Always Make
babies
The Hidden Fees You Might Experience Financially Planning for A Baby
parents talking to kids
What Do You Say To Your Kids When They Ask about World Tragedies?
Entertainment Fashion Technology Travel
Teacher
Travel Discounts for Teachers You Definitely Want to Know About
stress
Having A Bad Day? It Happens, and These Things Really Help (and cost nothing)
college graduation
Want to Go to College for Free? These Options Might Help Make that Happen
minimum+wage
Five Rough Personal Stories of What It’s Like Living on $7 an Hour
Elf Shelf
Little Girl Calls 911 After Mistakenly Touching Her Elf on the Shelf
rewards from airlines
Airlines Shift From Miles to Price-Based Rewards
Jarvis Johnson
Man Builds a House Outside Store To Camp Out For Black Friday
Cats Dogs
how much should we spend on our pets?
How Much Should You Spend On Your Pet?
Boxer
The 20 Most Loyal Dog Breeds
Wofdog
Owner Takes his Wolfdog Everywhere Because He Hated the Sight of Dogs Being Locked Away