Personal Finance and Lifestyle Guide
Tiffany Raiford is a lifelong Floridian, wife to my high school sweetheart and mother of four littles (two girls and boy/girl twins...no, they are not identical and yes, I'm sure). My kids love to whine, so I love to wine. My loves include nap time, bed time, date night, travel and evenings and weekends when my husband is home because he handles all diaper changes.
The cost to charge an electric vehicle (EV) varies widely based on location, electricity rates, and the type of charging used. Home charging costs depend on the local cost of electricity per kilowatt-hour (kWh). For example, states like Louisiana offer some of the lowest electricity rates, averaging around 9.37 cents per kWh, while Hawaii presents […] More
ADfoto/shutterstock.com Cherries are a flavorful addition to any diet, offering a unique combination of sweet and tart tastes. Beyond their appealing flavor, they bring a wealth of health benefits to the table. These small stone fruits, embraced by many for their rich, vibrant hues and juicy bite, are packed with nutrients and bioactive compounds. Their […] More
Photo by Library of Congress on Unsplash Presidents Day is a federal holiday in the United States that is celebrated on the third Monday of February each year. In 2024, the holiday falls on February 19th. It’s a day dedicated to honoring the past presidents of the nation, and it often prompts closures of various […] More
fizkes/shutterstock.com Emotional intelligence (EI) is the ability to perceive, assess, and manage one’s own emotions and understand the emotions of others. High EI is often linked with improved personal and professional relationships, as well as overall success and well-being. Conversely, low emotional intelligence can present challenges in these areas, as it may impair an individual’s […] More
In February 2024, New York State introduced a law aimed at enhancing transparency around the application of credit card surcharges. Governed by a commitment to consumer protection, this legislation requires businesses to clearly disclose any additional fees incurred when customers opt to pay using a credit card. This move responds to the necessity for greater […] More
Retiring as a millionaire is an ambition many individuals strive for, seeking financial security and the freedom to enjoy their later years without monetary constraints. This goal requires a well-thought-out strategy, involving consistent savings, intelligent investment choices, and disciplined financial management. It is often suggested that starting early with a clear understanding of one’s financial […] More
Pancakes are a quintessential breakfast food enjoyed across the globe, often recognized for their fluffy texture and golden-brown surface. They consist of a simple batter made from a blend of flour, eggs, milk, and a raising agent like baking powder. The versatility of pancake recipes allows for a myriad of customizations, enabling them to be […] More
Dogs are popular domestic animals but they can be dangerous. There are certain breeds of dogs that are more dangerous than others. This can be due to factors including temperament, strength, and size. Large and muscular dogs can be intimidating and they can be hard to control at time. There are 25 breeds of dogs that […] More
If you’ve ever traveled or moved outside of your home city or town, you’ve probably noticed that people in different parts of the country tend to be very different. More
Have you ever sat at your favorite coffee shop sipping your favorite refreshing treat, and wondered about the coffee itself? Have you ever noticed as you rush out to work in the morning that almost every person you see is carrying a cup of coffee of some kind? Coffee is one of those things that […] More
@cottonbro/Pexels Protecting your finances during a divorce can be complex, and it’s important to approach the process fairly and legally. Here are 15 ways to safeguard your money: @homajob/Unsplash 1. Documentation Compile comprehensive financial records including bank statements, investment accounts, and any other financial assets. This helps ensure fair division and protects against hidden assets. […] More
Photo by Getty Images I already blew my Christmas shopping budget; and I’m ashamed. It turns out that in order for my holiday shopping budget to work out successfully, I have to actually create a budget. You see, I make the most basic mistakes when it comes to budgeting. My great intentions do not make […] More