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    How To Lower Your Mortgage Payment In Retirement

    If you take a quick look at your finances, you’re probably going to notice that your biggest expense is your mortgage. It’s certainly my biggest monthly expense. It’s your house; and it’s probably the single most expensive thing you will ever purchase (unless you have four kids like we do, and then college will probably […] More

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    Five Easy Ways to Ramp Up Retirement Savings When You Are Behind

    Ideally, you began saving for retirement when you became employed for the first time. If you did not, however, it’s no reason to panic. It turns out that most people don’t start saving for retirement right away, which puts you way behind in terms of your financial future. While it might seem hopeless to you […] More

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    Should You Use Your Roth IRA Money to Buy a Home?

    Using your Roth IRA money to buy a home sounds like a spectacular idea, does it not? You can use your Roth IRA money to buy a home so that you don’t have to bother with details such as saving money, and the IRS says it’s all right. Therefore, it must be a wonderful idea. […] More

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    Should You Put Your Last Remaining Money Into Betterment?

    A new concept in online investing may give investors a new way to grow wealth. Employing software, rather than human brokers, the online service Betterment provides clients with most of the advantages that a human broker offers, without the high fees. Betterment is also able to manage a variety of accounts, from IRAs and trust […] More

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    Everything You Need to Know about a Roth IRA

    There’s something so profoundly confusing about retirement plans, including the Roth IRA. You know you can open one, contribute to it and see some sort of tax write-off as a result, but that doesn’t exactly make it understandable. In fact, I’m a firm believer that if investments and Roth IRAs and other retirement accounts were […] More

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    A Few Retirement Tax Tricks You Might Not Know About

    The IRS might not be anyone’s best friend, but that doesn’t mean that they don’t have your best interests at heart. Okay, so they might not, but they do offer some tax breaks for certain things and that is something we appreciate very much. With that in mind, we have thought about the many different […] More

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    Are You Saving Enough To Retire? Find Out Here

    According to Yahoo News, 1 in 3 Americans has approximately zero dollars saved for retirement. That’s correct; zero dollars. My 4-year-old has way  more than that saved for some random toy she wants to earn through doing things appropriately around the house, so it’s weird that 1 in every 3 grown up adults have no […] More

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    Be Careful of Breaking Your Contribution Limit to your IRA

    IRAs are beneficial in multiple manners; they allow you to reap tax benefits and they help you to save and plan for your retirement. That sounds pretty win-win to me, right? It’s especially beneficial if you’re capable of maxing out the limits of your IRA each year since that means you’re in a place of […] More

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    10 Important Tips Retirees Need to Know about Taxes

    Working friends, don’t be fooled by the idea of easier taxes and lower liability when you are no longer working but retired and living on the beach, in the mountains or somewhere on a golf course. You will have just as many issues to deal with then as you do now, only they’re slightly different. […] More

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    Five Amazing and Affordable Retirement Paradises

    Sun, sand and gorgeous weather every single day is a dream come true. Paradise is a warm climate, perpetually blue skies and the kind of place that makes you want to get on the golf course or on the water day in and day out. It’s places like this that practically force you outside and […] More

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    Let’s Talk About Annuities: Are They Right For You?

    When it comes to making financial decisions, many people rely on the help of their financial advisors to make those decisions. Annuities, however, are not that complicated and don’t need the help of a financial advisor. They might seem complicated to understand at first, but they’re actually very easy to understand. The question when you […] More

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