Personal Finance and Lifestyle Guide
When it comes to your credit history, you’d be amazed how many things in life are affected by the almighty FICO score. The interest rate you pay on loans and credit cards, car insurance premiums, rental agreements and in some instances whether you get that job you’re applying for. Something that can affect so many … Read more
Whether you classify yourself as an “Extreme Couponer” or simply someone who likes to stretch the grocery budget with a few coupons, it’s always important to familiarize yourself with store coupon policies. Why? To save money and prevent headaches. As a novice couponer, it wasn’t until I read my local grocery store coupon policy that … Read more
Is meal planning a foreign concept to you? It was to me for many years. I would look at what we had in the pantry and think “I can’t make a meal out of this junk.” So off to the store we’d run to buy a few items for dinner, but somehow we always ended … Read more
With the economy in a slow recovery, many people are still living paycheck to paycheck. Paying your bills on time can often be a struggle and late fees just throw a bigger wrench in your budget. Not only do fees make your balance larger, but for credit card accounts, a late or missed payment will … Read more
It’s Sunday afternoon and your sprinkler system just sprung a leak. Are you sweating at just the thought of an after-hours plumbing call or cool as a cucumber? If you have a healthy savings account you probably didn’t even bead up, which is exactly why having an emergency fund is a non-negotiable budget item. Trouble … Read more