Your credit score is the most important number in your life. It’s the number that determines whether or not you can buy a home or a car, get a loan or get a decent interest rate on any borrowed funds. Your credit score is not something you want to treat poorly or forget is important. You need to know that this score is the most important number in your life if you don’t have the cash to pay for the things you want and need otherwise. Because this number is so important in your life, you should check it regularly. Once or twice a year is usually sufficient, and you’re entitled to free credit reports from every major credit bureau free of charge. However, you can actually check your score more often if you do it the right way; with a credit card that allows you to check your FICO score free of charge.
If you have one of these cards in your wallet, you can access that score easily. It is imperative you keep a close eye on this score so that you can easily qualify for a mortgage or a credit card or some other type of loan at the drop of a hat. It’s possible to fix mistakes on your credit report, but it’s not always possible to fix them fast enough to be able to purchase that dream house you want if you don’t notice the mistakes quickly enough. That’s why it’s good to fix them before they become a problem, and each one of these credit cards will allow you to do that with ease.
In 2016, any of the following credit cards allows you to access your FICO score free of charge every month with your card statement:
- American Express
- Bank of America
- Barclaycard US
- Capital One
- Chase Slate Credit Card
- U.S. Bank
These credit card companies offer an array of credit cards you can apply for that will allow you to access your FICO score every month. Additionally, you will find that each one of these cards makes it possible for you to spend money, earn rewards such as travel miles and cash back, pay off your balance and build a better credit score each month. Before you apply for a new card in 2016, consider one of these as they do make managing your credit score that much simpler and more effective.
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