There’s a good reason you should save, and that’s so you’re not short on cash. But you know what? We aren’t all rolling in the dough millionaires with money just lying around to use at our disposal, and life sometimes happens. Trust me; in the past few months my husband and I have spent approximately $600 a week on things that need repairs, things that we did not see coming and things that we absolutely could not avoid – it’s been a huge financial drain to spend that kind of additional cash on top of our regular expenses (and on top of just buying a new house and putting a huge sum down). The moral of the story is that it doesn’t matter how well you save, how well you’re doing and what your life is like, sometimes you are just straight up strapped for cash and you have to do something about it right now. That’s why we’ve done some research to find you a few ways you can make some money in the net hour. We’re not saying you’re going to be rich or that you can even do half these things, but they’re suggestions meant to get you started along the path to making some money soon.
Old books are a great way to make a little money. For example, do you have college textbooks from your recent classes? These can be returned in person to campus bookstores for a pretty penny, or if you’re no longer near campus you can sell them using the app Decluttr.
Simple scan the barcode on your book, get a price quote, and if you accept it they give you a free shipping label to print out. For more details, see our full review of Decluttr here.
Do you have things lying around your house that you do not use? If you do, you can sell them and make a quick buck. The best way to do this is to sell things quickly and for a competitive price on sites like eBay or Craigslist. You have something that’s good that people want and you will sell it relatively quickly and for a good bit of money.
Sell Gold and Silver
If you have heaps of old gold and silver, now is a good time to get out there and make some money by selling it. You must be pleasantly surprised just how much you can make selling this stuff depending on how much you have. Even just a little bit might seem like more than it really is, and that’s something you will not know until you try to sell it. It does not hurt to check.
Solicit your Services
Are you good at something? Perhaps you can solicit your services to friends and family to earn a few dollars. You might offer to mow their lawn, paint their house or do anything else that needs doing. It’s a great way for you to earn a few extra dollars here and there. In fact, you might even be able to start your own side business doing things like this so that you always have a bit of additional cash coming in when you are least expecting it.
Return Items with Tags
Do you still have items you’ve recently purchased that still have the tags attached? If so, you might consider returning them. Most places have a strict 30-day return policy and most require that you have the receipt to return something for cash. However, if you have not the receipt, you can still get a store credit and perhaps sell that online for a bit less than what it’s worth so that you can have the cash in return.
Collect on Debts
Does someone owe you any money for anything? If so, go ahead and find out who it is and ask them to return that money to you now. If you lent it to them, it’s only fair to ask for it back. Some people might tell you that they cannot afford it at the moment, but others might be quite willing to pay you back as soon as possible so that you don’t have to worry about your funds being held onto by someone else for a longer period of time.
Trade in Old Electronics
Even if you have an old iPhone or other cell, you can sell it to many electronics locations for a nice buck. What do we mean? We mean that some stores buy old phones and electronics and pay a decent sum to buy them. Some more recent items such as iPhone 5s are worth a couple hundred dollars if they are in good condition and worth a lot of money to those who want to buy them. Check it out and see if it works for you.
Get a Credit Card Cash Advance
It’s not something we want you to do, recommend that you do or advise that you do; but it’s there if you have an emergency you just cannot find the cash to handle. A credit card advance is expensive. These typically charge a lot more interest than just making a credit card purchase, but if you can take the advance and pay it back before your next bill is due and your interest is accrued, it’s not a bad option to help you get by for a few day.
This is not something that’s always easy to do, but it can help you. If you can part with something valuable, this is a great way to make a little money. If you can’t, you can pawn it for a personal loan so that you can get it back when you pay the loan back. It’s a great way to make a little money in the next few hours, but be sure that you pay your loan back quickly as they charge very high interest rates.
Tap Into your 401K
Again, it’s not something we advise you do, but it is there for you to do this to in case of an emergency. Our advice is to pay it back as quickly as possible so that you don’t do too much damage to your retirement plan. Additionally, be prepared to pay penalties and taxes on anything you don’t pay back.
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