Debt

Debt is the source of some of the most overwhelming stress that you can have.  You don’t have to stay in debt.  There are ways out of it even when it seems hopeless. The best strategy to get out of debt is to focus on one bill at a time.  Of course you want to make the […] More

Money woes are difficult but even more so when you and your partner disagree about how money should be spent and cannot reach financial agreement.  One of you may be a saver and the other may be a spender.  It is possible that you are both spenders but have different ideas on how to spend.  […] More

Keeping up with the Joneses is a syndrome we have fallen into.  We are so busy keeping our eyes on what our neighbors, friend or family members have that we are robbing ourselves of the peace and joy we would have if we would just stay focused on what we have. Keeping up with the […] More

Credit cards are easy to get and even easier to use.  Practically everyone gets their mailbox stuffed with them on a weekly basis.  But does that mean that credit cards are a good thing?  Not necessarily. Credit cards are dangerous territory.  While there are some very responsible individuals that do very well with credit cards, […] More

For the first time ever, the amount of student loans taken out has reached the $100 Billion mark. You read it right, “B”illion. According to USA Today, the amount that students are borrowing is twice as much as they were a decade ago, even after adjusting for inflation. The Federal Reserve Bank of New York […] More

Lately I’ve been hearing quite a bit of chatter on blogs, twitter and forums about people choosing to put the majority of their monthly expenses on credit cards with the intention of paying off the card at the end of the month. While this may sound great in theory, you’re playing with financial fire. Two […] More

One of my favorite little surprises is putting on a jacket from seasons past or swapping out purses and finding money. You ladies know exactly what I’m talking about, the little thrill of finding a $5 or $10 dollar bill that you stuck in a pocket and forgot about. What if you found $50, $100 […] More

When it comes to your credit history, you’d be amazed how many things in life are affected by the almighty FICO score. The interest rate you pay on loans and credit cards, car insurance premiums, rental agreements and in some instances whether you get that job you’re applying for. Something that can affect so many […] More

With the economy in a slow recovery, many people are still living paycheck to paycheck. Paying your bills on time can often be a struggle and late fees just throw a bigger wrench in your budget. Not only do fees make your balance larger, but for credit card accounts, a late or missed payment will […] More