How to Choose the Right Delta Credit Card For You

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This If you and/or your family flies Delta airlines quite frequently, you might want to look into opening up a Delta credit card to reap the rewards of being loyal to the airlines as well as get the most for your money. However, you should make sure to do your homework and research on the various airline credit cards, as there is more than one type of credit card you can get through Delta. At the moment, you can choose from several different Delta credit cards with American Express: the Gold Delta Skymiles credit card, the Platinum Delta Skymiles credit card, and the Delta Reserve credit card. Once you’ve made your choice to open one with the airline, you’ll have to choose the right one for you!

Here is some information on each of the cards in order to choose the best one for your needs:

Gold Delta Skymiles Credit Card

You can get 30,000 bonus miles are you spend $1,000 on your new cards and you can also get a $50 statement credit if you make a Delta purchase within the first three months of getting your card. Perks include checking your first bag for free for you and up to eight people in your party; you also get priority boarding and 20% in-flight savings for every Delta flight you take. This card is ideal for the traveler who casually flies Delta often but doesn’t have elite status and will most likely not benefit from the Platinum.

Platinum Delta Skymiles Credit Card

You can get 5,000 Medallion qualifying miles (MQMs) and 35,000 miles when you spend $1,000 within the first three months and a $1000 statement credit when you make your first Delta purchase within the first three months of obtaining your new card. Perks also include your first bag checked for free for you and up to eight people in your party; you can also earn 20,000 MQMs a year (10,000 MQMs when you reach $25,000 in eligible purchases in a year as well as an addition 10,000 MQMs for $50,000 spent in a year), as well as get priority boarding and a 20% in-flight savings. This credit card is perfect for Medallions who value MQMs, but who already have SkyClub access with the AmEx Platinum card or even Diamond status.

Delta Reserve Credit Card

You can get 10,000 Medallion qualifying miles and 10,000 bonus miles with your first purchase. Perks include having Delta SkyClub access, up to 30,000 MQMs each calendar year (15,000 at $30,000 and another 15,000 at $60,000), as well as a free checked bag for you and eight people in your party, priority boarding and 20% in-flight savings. This credit card is ideal for those you fly exclusively Delta very often and the Reserve upgrade priority entices you. Get this card is getting lounge access is of importance to you and need those MQMs in order to hit the elite status every year. If you don’t mind shelling out $450 for the perks, by all means, this is the card for you!

(Photo by John Moore/Getty Images)

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